• For customer service call 1660-01-66-666
    Email : customer.service@sagarmathainsurance.com.np


Marine Insurance

This policy Covers loss of or damage to goods caused by fire, theft or accidental means whilst in transit by Sea, Air or Rail inclusive of losses of property whilst being transported from any road vehicle belonging to or hired by the insured. This policy covers risk from warehouse to warehouse.

Download marine Insurance Form

Marine Insurance Policies

Marine Insurance Prioisk Form

Ladies Insurance Protection Scheme

Policy designed exclusively for ladies,
Personal Accident + Medical Treatment and Hospitalization.

Download Ladies Insurance Protection Scheme Form

Children Health Policy

Policy for School childrPolicy for School children covering Personal Accident and Medical Hospitalizationen covering Personal Accident and Medical Hospitalization

Download Children Health Policy Form

Pariwar Suraksha

Package Policy and its contents including personal Accident and Hospitalization for Family.

Download Pariwar Suraksha Form

Trade’s Combined Policy

Package Policy specially designed for Shop and Departmental Stores.

Fidelity Insurance

An agreement whereby, for a designated sum of money, one party agrees to guarantee the loyalty and honesty of an agent, officer, or employee of an employer by promising to compensate the employer for losses incurred as a result of the disloyalty or dishonesty of such individuals.

Download Fidelity Insurance Policy Form

Personal Accident

Personal Accident Insurance or PA insurance is an annual policy which provided compensation in the events of injuries, disability or death cause solely by violent, accidental, external and visible events.
• Death
• Permanent Total Disablement
• Permanent Partial Disablement
• Temporary Total Disablement
• Accidental Medical Expenses

Download Personal Accident Form

Personal Accident Form

Personal Accident Proposal Form

Group Personal Accident Form

Group Personal Accident Proposal Form

Public Liability Insurance

This policy covers the payable compensation in connection of legal liability of the Insured on account of loss or damage to the third party property as well as third party personal injury (including death) arising out of the Business Operation of the Insured.

Download Public Liability Insurance Policy Form

Machinery Breakdown

Machinery Breakdown Insurance, for Plants and Machinery Items, which are generally used in manufacturing industry, Power Generating Equipment’s [Boiler, Turbine, Generator etc.], Power Distribution Plant [Transformer], Production Machinery etc

 Risk Cover

Breakdown, Damage by Electrical Reasons etc


Fire Insurance required as perils of fire insurance are not covered.

Download Machinery Breakdown Policy Form

Contractor All Risk Insurance

The machineries/equipment’s/plants, which are used in construction or erection or installation are insured under Contractor’s Plant & Machinery [CPM] insurance e.g. Excavator, Loader, Road Roller, Motor Grader, Bull Dozer, Concrete Mixture, Vibrator, etc.
Contractors all risks policy covers damage to any construction or refurbishment works. Cover is divided into 2 sections the first section would cover damage to the property where the works are being carried out whilst the second section will cover damage to third parties resulting from these works.
• Material Damage
Covers any unforeseen and sudden physical loss or damage from any cause (other than those specifically excluded) to contract works or construction plant, equipment and/or machinery.

• Third Party Liability
Covers Insured’s legal liability to pay damages consequent upon accidental third party bodily injury and/ or property damage,which is in direct connection with the contract works and happening on or in the immediate vicinity of the contract site.

Download Contractor All Risk Insurance Form

Electronic Equipment Insurance

Electronic Equipment Insurance is a comprehensive policy designed to provide insurance coverage to Electronic Equipment’s like Computers, Printers, UPS, Volt-guard, Fax Machine, Telephone System, Cameras, Television Screen, Video Deck, EPABX System etc.

Download Electronic Equipment Insurance Form

Agri / Micro Insurance

This insurance provides insurance coverage for various agricultural activities like Livestock, Poultry, Fish, Paddy, Vegetables, Fruits etc.

Download Agri / Micro Insurance Form

Travel Medical Insurance

This policy covers medical emergency, accidents or personal liability. The financial burden in the foreign land can be too much to cope with as Medical and Emergency expenses in many European and Western countries are very expensive.

Download Travel Medical Insurance  Form

Travel insurance policy

Travel Insurance proposal form


Burglary / Theft Insurance

Burglary insurance provides protection against incidents of theft to your property. This policy covers losses or damages to your property and its contents in your business premise due to:

• Theft by actual, forcible and violent entry
• Theft or attempted theft by a person feloniously concealed on the said premises
• Hold-up or armed robbery.

Buglary Form

Buglary Insurance Proposal Form

Download Burglary / Theft Insurance Form

Banker’s Blanket Insurance

Banker’s Blanket Insurance

Banks and Financial Institutions recognize the risks associated with their operations and the exposures from within as well as external. It is therefore important that a risk transfer mechanism is set in place to safeguard against all the odds.

The Banker’s Blanket Cover is purposely designed for the banks and financial institutions considering their unique needs for coverage. Bankers Blanket covers various “insuring clauses” to encompass various contingencies to suit specific needs.
The following are the insuring clauses available:
• On Premises
• In Transit
• Forgery and Alteration
• Dishonesty
• Hypothecated Goods

Download Banker’s Blanket Insurance Form

Cash in Safe Insurance

The Cash in Safe Insurance covers loss or damage to money whilst in transit and by theft from locked drawer, safe or strong room or by hold-up while in the premises.

Download Cash in Safe Insurance Form

Business Insurance

The Business Insurance covers your motor vehicle against loss or damage caused by accidents and your legal liability to third party for bodily injury or property damage.

Download Business Insurance Form

Business Vehicle Policy

Business vehicle proposal form

Household Policy

With household policies you can add accidental damage cover to your buildings and contents. Household goods, furniture, furnishings, appliances, clothing, valuables, personal effects and money owned by the client or his/her family and in private use, fixtures, fittings and interior decorations for which your client or his/her family are legally responsible as occupier, visitor’s personal possessions provided they are not otherwise insured.

Download Household Policy  Form

Household policy form

Household Policy Proposal Form

Motor Insurance

Motor Insurance also called automotive insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. Covers motors vehicle against loss or damage caused by accidents and your legal liability to third party for bodily injury or property damage.

Download Motor Insurance  Form

Motor Cycle Policy

Motorcycle Proposal Form

Private vehicle policy

Private vehicle proposal form


Fire Insurance

This policy provides coverage for property of individual, corporate, industries and enterprises against loss or damage caused by Fire, Lightning and Earthquake. E.g. Strom & Flood, Landslide & Subsidence, Aircraft & Aerial Damage. This policy could be extended for risk in Riot & Strike, Malicious Damage, and Terrorism.

Download Fire Insurance Form

Fire policy

Fire proposal form

Corporate Office

"Surakshan" Bhawan, Bhagawati Marg, Naxal

Phone: 4412367

Fax: 977-1-4412378

P.O. Box: 12211, Kathmandu Nepal

Email: info@sagarmathainsurance.com.np

Web: www.sagarmathainsurance.com.np

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Last Updated Date: 25 April 2017

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